Last updated: 17th November 2025

1. Agreement to Terms

By accessing or using the Site, you agree to be bound by these Terms & Conditions (“Terms”) and our Privacy Policy. If you disagree with any part of these Terms, please do not use the Site.

2. Definitions

  • “We”, “us”, “our” refer to DearAnns.

  • “You”, “your” refer to the user or visitor of the Site.

  • “Content” means any text, images, blog posts, videos, comments or other material made available on the Site.

3. Use of the Site

  • The Site is for your personal, non-commercial use unless explicitly stated.

  • You agree not to use the Site in any manner that:

    • breaches any applicable law or regulation;

    • infringes the rights of others;

    • is harmful, offensive, abusive, defamatory, obscene or otherwise objectionable;

    • attempts to gain unauthorized access to the Site or its systems.

  • You must not upload or transmit viruses, malware or other harmful code.

4. Intellectual Property Rights

  • All Content on the Site is owned by us or our licensors and is protected by copyright, trademark and other intellectual property laws.

  • You may view, download or print Content for personal use only, provided you keep intact all copyright notices.

  • You may not reproduce, distribute, modify, publish, transmit, create derivative works from, or commercially exploit any Content without our written consent.

5. User-Generated Content

If the Site allows you to submit comments or other content:

  • You retain ownership of your submissions, but grant us a non-exclusive, worldwide, royalty-free license to use, reproduce, adapt, modify, publish and display them in connection with the Site.

  • You warrant that your content does not infringe rights or contain unlawful or harmful material.

  • We reserve the right to remove or moderate submissions at our discretion.

6. Links to Other Websites

The Site may contain links to third-party websites. These links are provided for convenience only. We do not control, endorse or assume responsibility for their content or practices. You access them at your own risk.

7. Disclaimers & Warranties

  • The Site and all Content are provided “as is” and “as available” without warranties of any kind.

  • We do not guarantee that the Site will be error-free, uninterrupted, secure or free from harmful components.

  • We disclaim all warranties, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

8. Limitation of Liability

  • To the fullest extent permitted by law, we shall not be liable for any indirect, incidental, consequential, or special damages arising from your use of the Site.

  • Our total liability for any claim shall not exceed the amount you paid to use the Site (if any).

9. Indemnification

You agree to indemnify and hold us harmless from any claims, liabilities, losses, damages, or expenses arising from your use of the Site, your breach of these Terms, or your violation of another’s rights.

10. Termination

We may suspend or terminate your access to the Site at any time without notice if we believe you have violated these Terms. Upon termination, all rights granted to you cease immediately.

11. Governing Law & Dispute Resolution

These Terms are governed by the laws of the Federal Republic of Nigeria. Any disputes will be handled exclusively by the courts of Nigeria.

12. Changes to Terms

We may update or revise these Terms at any time. Updates will be posted on this page with a revised “Last updated” date. Your continued use of the Site after changes indicates your acceptance.

13. Miscellaneous

  • If any part of these Terms is found invalid, the remaining parts remain enforceable.

  • Failure to enforce any provision does not waive our rights.

  • These Terms constitute the entire agreement between you and us regarding your use of the Site.

14. Contact Information

For questions regarding these Terms, contact us:
📧 info@dearanns.com